Blog

An 8% dividend raise feels boring when you’re making $1,000/year. But 12 years later, that same income stream becomes ~$2,518/year. Here’s the simple math that makes compounding finally click.

A simple mental model for dividend growth. Imagine owning an ATM that pays you cash every month or quarter — and raises your payout every year. Why growth matters more than yield, and how reinvestment accelerates compounding.

Comparing SCHD and QQQI for long-term dividend income. Realistic numbers, a 20-year DRIP comparison, and how to blend high yield with dividend growth in one portfolio.

How steady cashflow changes investor behavior—and why bear markets can actually boost long-term income.

Move beyond the 'which is better' debate. Explore the emotional and practical trade-offs between income now and compounding later—and how DividendXray helps you visualize the balance.