ETF Holdings

Inside SCHD: Portfolio Weight vs Dividend Income Contribution

Explore how SCHD’s sector and holding weights compare with their estimated contributions to the ETF’s dividend income.

Published July 30, 2026 · Updated July 30, 2026

SCHD · ETF holdings · dividend income · sector allocation · income contribution

SCHD ETF income allocation treeSCHDSchwab U.S. Dividend EquityETF3.30%TTM dividend yield103Holdings%0.06%Expense ratio2026-07-13Consumer Staples20.2%ETF income18.1% portfolio weight7 holdingsKO3.7%PG3.0%PEP3.6%Remaining Holdings (4)9.8%Health Care17.1%ETF income20.3% portfolio weight5 holdingsUNH2.0%MRK3.6%AMGN3.7%Remaining Holdings (2)7.8%Energy15.5%ETF income14.0% portfolio weight6 holdingsCVX5.0%COP4.0%EOG1.7%Remaining Holdings (3)4.8%Communication Services9.0%ETF income5.8% portfolio weight2 holdingsVZ7.0%CMCSA2.0%Industrials8.2%ETF income9.9% portfolio weight5 holdingsLMT1.9%ADP1.6%UPS3.0%Remaining Holdings (2)1.7%Consumer Discretionary7.2%ETF income7.9% portfolio weight4 holdingsHD2.9%TGT1.5%F2.2%Remaining Holdings (1)0.6%Information Technology6.0%ETF income9.0% portfolio weight3 holdingsTXN3.1%QCOM1.8%ACN1.1%Financials5.8%ETF income6.4% portfolio weight6 holdingsBX1.7%FITB1.3%CINF0.6%Remaining Holdings (3)2.2%iCovers 91.39% of ETF weight and an estimated 88.8% of dividend incomeIncome contribution estimated from portfolio weights and trailing dividend yields.

Introduction

Portfolio weight shows where SCHD invests its assets, but it does not show where the fund’s dividend income is generated. Holdings with higher dividend yields can contribute a larger share of estimated income than their allocation weight suggests, while lower-yielding holdings may contribute less. This interactive visualization compares SCHD’s allocation with estimated dividend-income contribution across 38 holdings representing 91.39% of the fund’s portfolio weight as of July 13, 2026.

Key insights

  • High-yield holdings contribute disproportionately more income

    Altria represents 3.13% of the included portfolio but contributes an estimated 7.04% of fund-level dividend income. Verizon shows a similar pattern, with a 3.62% weight and an estimated 6.97% income contribution. Their relatively high dividend yields make them more influential to current income than their portfolio weights alone suggest.

  • Consumer Staples leads estimated income contribution

    Consumer Staples accounts for 18.05% of portfolio weight but contributes an estimated 20.20% of dividend income. Altria, Coca-Cola, PepsiCo, Procter & Gamble, and several smaller holdings collectively make the sector SCHD’s largest estimated income source among the holdings shown.

  • Communication Services produces outsized income relative to weight

    Communication Services represents only 5.85% of portfolio weight but contributes an estimated 8.96% of dividend income. Verizon’s 6.35% dividend yield is the main reason the sector’s income contribution exceeds its allocation.

  • Health Care and Technology contribute less income than their weights imply

    Health Care is SCHD’s largest sector by weight at 20.34%, but its estimated income contribution is lower at 17.10%. Information Technology shows a similar gap, representing 8.96% of portfolio weight and 5.95% of estimated income. Large lower-yielding holdings such as UnitedHealth and Accenture reduce the income contribution produced by each dollar allocated to those sectors.

  • The visualization covers most, but not all, of SCHD

    The 38 included holdings represent 91.39% of SCHD’s portfolio weight and an estimated 88.80% of its dividend income. The remaining holdings are not shown, so the visualization should be interpreted as broad coverage of the fund rather than a complete holding-level breakdown.

Methodology

Estimated dividend-income contribution is calculated using each holding’s portfolio weight multiplied by its current dividend yield. That result is then expressed relative to SCHD’s stated 3.30% fund dividend yield to estimate each holding’s contribution on a whole-ETF basis. Sector totals combine the estimated contributions of the included holdings within each sector. The calculation is designed to compare current allocation and estimated income generation; it does not measure dividend growth, price performance, dividend safety, or total return. Holdings, portfolio weights, and dividend yields change over time, so the results reflect the supplied data as of July 13, 2026.

Source: Calculated from the supplied SCHD holding weights and dividend yields as of July 13, 2026. The 38 holdings shown cover 91.39% of portfolio weight and an estimated 88.80% of dividend income.

Data as of: July 30, 2026

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